Brian and Mary were nervous investors.  They got investment advice from a variety of sources – friends, newspapers, brokers, the Internet.   But they were getting increasingly frustrated and feeling less confident during the market turbulence.  When the stock market crashed in 2008, they took all of their retirement funds out of the market and moved everything into a money market account.  

Working with their financial planner, Brian and Mary set both short-term and long-term financial goals, after which they developed an appropriate investment strategy.   Since their advisor is a fee-only advisor (no product sales, no commissions), they are confident that her recommendations are objective and in their best interests.  They know that their investment strategy is solid.  So when the market goes up and down on a daily basis, they are still able to sleep at night!