Spring 2023. Click here for the Spring 2023 Financial Focus.
•Silicon Valley Bank and Signature Bank: No Need to Panic
•Possibilities in a Pie Plate - or Crèche
•Financial Literacy for Young Adults
Winter 2023. Click here for the Winter 2023 Financial Focus.
•Inflation Reduction Act 2022 — Tax Credits & Student Loan Forgiveness
•Tax Loss Harvesting: A Good Idea That is Overrated?
•Recognize Your Freedom to Choose
•The Impact of Rising Interest Rates on Bonds and Bond Funds
Fall 2022. Click here for the Fall 2022 Financial Focus.
•Can you Take a Punch?
•Does Crypto Belong in Your Portfolio?
•Five Common Behavioral Biases that Lead to Bad Decisions!
•The Pros and Cons of Target Date Funds
Summer 2022. Click here for the Summer 2022 Financial Focus.
•Thriving with Stocks - Is This Downturn Different?
•Align Your Financial Life with the Dreams You Want to Protect
•Five Boring but Important Financial Chores to Complete Right Now
•Where There's a Will, There's a Way - to Control What Happens!
Spring 2022. Click here for the Spring 2022 Financial Focus.
• More Than Your Fair Share
•Financial Planning for Starting a Family
•Gratitude, Giving, Financial Health
•How to Successfully Retire When You're Two People and One Couple
Winter 2022. Click here for the Winter 2022 Financial Focus.
•A Resolution...and a Gift
•Five Reasons to Consider Working in Retirement
•Cryptocurrency-What's It All About?
•Series I Savings Bonds, a Safe High Yield Investment
Fall 2021. Click here for the Fall 2021 Financial Focus.
• Three Things Anyone Can Do to Plug Financial Leaks
• Should I Buy a House Now?
• Spending Cryptocurrency
• Give Back, Get Back: Being a Mentor in Retirement
Summer 2021. Click here for the Summer 2021 Financial Focus.
• Are you Saving Too Much?
• Understanding Cryptocurrency
• Soft-Sided Tips for Successful Retirement Planning
• Cultivating Simplicity
Spring 2021. Click here for the Spring 2021 Financial Focus.
• Add a Ritual to Your Charitable Giving
• Choosing a College: Where to Start
• Sustainable Withdrawal Rates in Retirement up for Debate
• Ways to Weather Unexpected Needs for Emergency Cash
Winter 2021. Click here for the Winter 2021 Financial Focus.
• Financial Planning for Individuals with Special Needs
• Two Years Later: Micro Investing with Acorns
• Use Money Transfer Services with Care
• What Do Financial Planners Do?
Fall 2020. Click here for the Fall 2020 Financial Focus.
• Teach Your Children Well: Basic Financial Education
• Potential Tax Changes Under a Biden Administration
• Contract Worker or Employee: An Essential Distinction
• The ACP Bond Ladder -- How Sensitive to External Factors?
Summer 2020. Click here for the Summer 2020 Financial Focus.
• Just Begin
• Practical Tips for an Unprecedented Time
• Let Your Family Know Your Final Wishes
• Write Your Personal Legacy Letter for Family & Friendss
Spring 2020. Click here for the Spring 2020 Financial Focus.
• Tax Rules Are Changing Yet Again: Introducing the SECURE Act
• Late-Stage College Planning
• Four Fool-Proof Ways to Negotiate a Higher Salary
• Preparing for Black Swans
Winter 2020. Click here for the Winter 2020 Financial Focus.
• Your Future Self Will Thank You: Tax-Planning Strategies to Lighten Your Load
• Have You "Gone Solar" Yet?
• How to Get a Charitable Deduction Under Trump Taxes
• Seeing Charitable Giving in a New Light
Fall 2019. Click here for the Summer 2019 Financial Focus.
• Consider the Downsides of Early Retirement
• Whom Should I Name as Trustee?
• If You Outlive Your Term Life Insurance, Did You Waste Your Money?
• Tax Tips for the Fall
Summer 2019. Click here for the Summer 2019 Financial Focus.
• Money Personalities
• The Truth About Why to Invest in Real Estate
• How You Can Use Your HSA for Tax-Free Retirement Savings
• On the Legacy Letter
Spring 2019. Click here for the Spring 2019 Financial Focus.
• What Would You Do If You Missed Two Paychecks?
• Bootstrapping Your Way to Financial Independence
• Staying on Track: The Five Technical Principles of Financial Success
• Every Investor Owes a Debt of Gratitude to the Late John C. Bogle
Winter 2019. Click here for the Winter 2019 Financial Focus.
• Giving: How to Do the Most Good Without Disrupting Your Financial Plan
• The Three Ghosts of Gift Tax
• New Year's Resolutions: How the Right Mindset Can Set You Up for Financial Success
• Pay Down Debt or Save for Retirement?
Fall 2018. Click here for the Fall 2018 Financial Focus.
• Estate Planning -- Just DO IT!
• When Kids Grow Up and Move Back Home: A Guide
• Five Perils of a High Income
• The Richest Man in Town
Summer 2018. Click here for the Summer 2018 Financial Focus.
• Launching the Finances of Your Graduate
• Five Financial Questions Before Marriage
• What is a Stock? What is a Bond?
• Should You Lease or Buy a Car?
Spring 2018. Click here for the Spring 2018 Financial Focus.
• Tax Reform: Will Your Taxes Go Up or Down?
• Smart Car Buying Strategies
• Differences Between Conventional and FHA Mortgage Loans
• The Lake Wobegon Effect on Investors
Winter 2018. Click here for the Winter 2018 Financial Focus.
• Ready for Your Optimal Life? First, Ask the Right Questions
• The Importance of Knowing Your Risk Capacity
• All Hat, No Cattle: Spending is not Wealth
• Tax Alpha – Increasing Returns with Effective Tax Planning
Fall 2017. Click here for the Fall 2017 Financial Focus.
• Planning Your Charitable Giving
• Ditch that Budget and Craft a "Financial Freedom" Plan Instead
• Sorting, Saving, and Letting Go
• Take the Money and Run?
Summer 2017. Click here for the Summer 2017 Financial Focus.
• You Can Still Work with a Fiduciary Advisor
• Reverse Mortgages – No Longer a Loan of Last Resort
• Money Skills for College Freshmen
• A Penny Saved...Sage Financial Lessons from Benjamin Franklin
Spring 2017. Click here for the Spring 2017 Financial Focus.
• Tax Time and Spring Cleaning Your Personal Finances
• Today I Might Be Crazy: Setting Goals to Live Your Best Life
• Pay Yourself First and Invest in Your Career
• Microinvesting: Building Wealth Pennies at a Time
Winter 2017. Click here for the Winter 2017 Financial Focus.
• Considering Charity: Options for Giving
• The Gratification of Organization: Organizing our Financial Lives
• Black Swans: Preparing for the Improbable
• Being a Financial Caregiver for Your Parents
Fall 2016. Click here for the Fall 2016 Financial Focus.
• Say Good Luck and Goodbye: Accessing Health Care Information When Sending Your Child to College
• Why Timing is Not Everything: Time in the Market vs Market Timing
• Combining Target Date Funds with Other Funds: Risks and Strategies
• Rich Kids, Poor Kids: The Most Important Money Lesson to Teach Your Children Now
Summer 2016. Click here for the Summer 2016 Financial Focus.
• Personal and Financial Planning … For Your Vacation
• The Ocean is Calm Today -- Responding to Volatility in the Market
• Tips for Good Financial Fitness in College
• Rich Kids Poor Kids: Intergenerational Tax and Financial Strategies to Leave a Family Legacy
Spring 2016. Click here for the Spring 2016 Financial Focus.
• Big Resolutions Conquered with Small Actions
• Why Your Teenager Needs a Roth IRA
• What Are the Benefits of Having a Financial Planner?
• Rich Kids, Poor Kids: Reviewing the Impact of our Legacy on our Children and Grandchildren
• Two Important Changes to Social Security Spousal Claiming Strategies
Fall 2015. Click here for the Fall 2015 Financial Focus.
• College Lessons: The Hard Work Before the Acceptance Letter
• FAFSA Changes Enacted in 2015
• Feel Good While Doing Good: 4 Steps to Maximize Satisfaction and Effectiveness When Donating to Charity
• ROI vs. ROS: Balancing Return on Investments with Return on Sleep
• Invest in Yourself: Create a Personal Mission Statement
Summer 2015. Click here for the Summer 2015 Financial Focus.
• Life Gets In The Way: Financial Planning is a Process, Not an Event
• IRS Tips for Deducting Losses from a Disaster
• Can Money Buy Happiness? 5 Principles for Spending Money to Enhance Happiness
• Protect Your Identity with a “Credit Freeze”
• Guidelines for Buying the Right-Sized Home
• Tax Planning -- Why Knowing Your Tax Rate is Important
Spring 2015. Click here for the Spring 2015 Financial Focus.
• 10 Tips to Create an Affordable Family Vacation
• Cut Taxes and Save on Energy Bills with Home Energy Credit
• Advice for New (and Maybe Not-So-New) Couples
• Suggested Books for Newlyweds and College Grads
• What I Have Learned From My Financial Planning Clients Over 30+ Years
• Tax Planning -- Why Knowing Your Tax Rate is Important
WINTER 2014. Click here for the Winter 2014 Financial Focus.
• Prepare for Retirement: Take Steps Today to Benefit Tomorrow
• Beware of IRS Scam Calls
• Do Well While Doing Good: Donor-Advised Charitable Funds
• What I Tell Clients Who Want to Buy Gold
• Don’t Succumb to Fear and Greed – Focus on Balance and Discipline
FALL 2014. Click here for the Fall 2014 Financial Focus.
• Should You Contribute to a Traditional 401k or a Roth 401k?
• Financial Advice for Recent Widows
• Five Reasons to Forget Salary and Focus on Net Worth
• Financial Planning Fundamental: Pay off Credit Cards and Consumer Debt First
SUMMER 2014. Click here for the Summer2014 Financial Focus.
• Financial Decisions: Why Knowing Ourselves is Critical and Comforting
• Help Your Teen Set Financial Goals
• T Your Money and Your Mind: The Market Timing Trap
• Financial Planning Fundamental: Pay Yourself First
SPRING 2014. Click here for the Spring 2014 Financial Focus.
• Keep or Toss? Determining What To Do With Financial Papers
• Resources for Parent of College Students
• Lucky You! You Found Love. Financial Issues for Newlyweds
• Financial Planning Fundamental: Maintain Sufficient Cash for Emergencies
FALL 2013. Click here for the Fall 2013 Financial Focus.
• Senior Housing: Consider a Continuing Care Retirement Community
• Everyday Investment Strategies: Things I Wish I Had Said
• The Home Office Deduction
SUMMER 2013. Click here for the Summer 2013 Financial Focus.
• Helpful Tips about 401(k) Investment Plans
• Financial Tips for Young Adults
• Exit Planning for Small Business Owners
SPRING 2013. Click here for the Spring 2013 Financial Focus.
• Key Provisions of the American Taxpayer Relief Act of 2012
• Financial Advice, Then Romance? Maintaining Financial Health in a Household
• College Loan Common Sense
• The General Purpose of Insurance
WINTER 2012. Click here for the Winter 2012 Financial Focus.
• ‘Tis a Gift To Be Simple
• Biweekly Mortgage Payments: Smart Strategy or a Scam?
• Put Your Gratitude Into Action
• How to Divide Personal Property Fairly Among Family When a Loved One Dies
FALL 2012. Click here for the FALL 2012 Financial Focus.
• Our New Investment Reality
• Seven Practical Steps to Prevent Identity Theft
• UTMA and UGMA’s: What are they?
• Taxmageddon
SUMMER 2012. Click here for the SUMMER 2012 Financial Focus.
• Fee Disclosure Won’t Fix Your 401(k)
• Social Security Online Statement Tool
• Securing Your Computer’s Important Information
• “Magical Thinking” Isn’t a Plan
SPRING 2012. Click here for the SPRING 2012 Financial Focus.
• Advice for New Parents
• Breaking Up With Your Bank Isn’t Always Hard To Do
• Make Sure you Buy and Are Not Sold
• The Fear of Budgeting
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Frango Financial LLC (CRD No. 154204) is an SEC-registered investment advisor. Please note that the use of the term registered
to refer to our firm and/or our associated persons does not imply any particular level of skill or training. The information contained herein is not an offer to sell investment advisory services in any jurisdiction(s) in which we are not appropriately registered, excluded, or exempt from registration. You are encouraged to review a copy of our Form ADV Part 2A Firm Brochure and our Form ADV Part 3 Client Relationship Summary when considering engaging any of our services. Copies of these documents are available free of charge at https://adviserinfo.sec.gov/ and on our website. All information, statements, and opinions contained herein have been obtained or derived from sources that we believe to be reliable and accurate. However, we do not warrant or guarantee the timeliness, completeness, or accuracy of any of the same. Past performance is not indicative of future results. Investing in securities involves the risk of loss, including the risk of loss of principal, which clients should be prepared to bear. The information contained herein is for informational purposes only and is not intended as personalized investment advice. You should consult with a financial professional regarding your financial needs and limitations before considering any investment.